You can’t get out of debt while keeping the same lifestyle that got you there. — Dave Ramsay It is time for a change. A serious change. Our family of five isn’t just diving headfirst into debt, we are officially drowning in it. And I’ve had it. We’ve tried and failed many times to stick…
Our (Useless) Student Loan History
When we got married in 2005, both of us had a little bit of college done, but no real progress had been made toward a degree. At the time, I wanted to do something in photography and my husband wanted to follow his father’s footsteps into some sort of medical field. Our plan was to…
Going Out of Town – And Sticking To a Budget
We were just getting started on our new budget plan when I found out that we would be going out of town to visit family over a weekend. We have done this before, but we have never tried to be careful about spending in the past. I was determined for this one to be different….
July 2019 Goals
Having clear goals is key when attempting to make any lifestyle change, and finances are no exception! I’m excited to get started, so here we go: 15 No-Spend Days: During a typical month in the past, I would spend money pretty much every single day, whether it’s online or in person. Fast food, grocery store…
How I Figured Out What I Owe – And Made A Plan To Pay It Off
If you are not familiar Dave Ramsey’s 7 Baby Steps to pay off debt, then I suggest you check it out. When I stumbled onto this one day, it was a mental game changer. For the past fourteen years, my husband and I have been in a constant battle with our checkbook. Neither of us…
